Posts Tagged ‘pensions’

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How should the new Canada Disability Benefit interact with existing disability supports?

Wednesday, February 28th, 2024

For the new Canada Disability Benefit (CDB) to meet its goal of financially supporting and reducing poverty of people with disabilities, it will need to supplement existing supports rather than causing them to be clawed back. This policy brief analyzes how the new CDB should interact with provincial/territorial social assistance programs and the federal Canada Pension Plan disability benefit (CPP-D).

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Quebec basic income program begins, but advocates say many low-income people excluded

Sunday, January 29th, 2023

The program, aimed at 84,000 Quebecers with a “severely limited capacity for employment” such as a chronic illness or mental health condition, will provide an increase of more than 28 per cent for a single person, the government says… they will also have the ability to earn about $14,500 a year in wages – up from $200 a month – and have up to $20,000 in savings, all without losing benefits.

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Let’s Fix Bill C-228 Before It’s Too Late

Monday, December 12th, 2022

Bill C-228 will affect that delicate balance by impeding access to capital in a way that will not foster expansion of cost-efficient plans, like defined benefit plans. It won’t fortify pension security or even maintain current levels of future benefit accrual.  This is a terrible bill. It will not strengthen our pension system. It will weaken it.

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Don’t delay federal disability benefit

Saturday, November 12th, 2022

Ten per cent of able-bodied working age adults live below the poverty line, compared with 14 per cent of those with mild disabilities and 28 per cent of those whose disabilities are severe… The Accessibility for Ontarians with Disabilities Act Alliance highlights other problems with the bill… It doesn’t detail “the size of the benefit, when it will start, how much if any will it be increased due to inflation, and who is eligible for it.”

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It’s good the government has promised a Canada Disability Benefit. Here’s how to fix the flawed bill

Saturday, November 12th, 2022

The CDB shouldn’t be restricted to “working age” people. The bill should set a mandatory minimum CDB amount, indexed to inflation, and a mandatory start date for paying it… The bill must set specifics on things like eligibility, requirements that cabinet’s regulations can clarify but can’t contradict… It should require that none of the benefit will be clawed back by federal, provincial or territorial programs.

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Ontario Ministry of Health reverses course on guardianship requirement for disabled woman

Wednesday, September 14th, 2022

Ontario will stop requiring disabled people who are unable to manage their own finances to have a court-appointed guardian to receive home-care funding as adults. The policy change comes just weeks after the Star reported on the case of Maggie Hickey, a 19-year-old Kingston woman whose parents were told they would lose funding for Maggie’s personal support workers unless they imposed formal guardianship on their daughter.

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Antiquated thinking about old age hinders Canada’s economic and social development

Tuesday, May 24th, 2022

A revised conception of old age would significantly decrease the number of people classified as old and would more accurately reflect the total number of people in Canada’s working age population. A modern definition would also mitigate stereotypes of older workers and ageism while prodding governments to reform outdated laws and provide a boost to an economy often facing worker shortages. 

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Senators overwhelmed by emails, calls pushing conspiracy theories about basic income legislation

Thursday, March 31st, 2022

… there’s nothing new about conspiracy theories but the pandemic has “pushed them into hyperdrive,” fuelling a movement of people willing to believe there’s a global movement to “enslave” humanity… people in these online forums are largely unaware of how the government operates — or how a bill is passed through Parliament — and those knowledge gaps “are easily filled with fantasy.” “It’s easy to see a sinister plot when you don’t actually understand how the government works.

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Health-care unions call Ontario’s one-time $5K offer to nurses ‘demoralizing’

Tuesday, March 8th, 2022

The healthcare unions, which represent a combined 220,000 workers across Ontario, said in their letter that the shortage “requires urgent action to better respect, protect, and pay all healthcare workers.” They say that should begin with repealing Bill 124. That legislation was introduced in 2019, and capped annual salary increases for many public sector employees, including nurses, at an average of one per cent annually for three years. 

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Why Not 75 Years Old?

Tuesday, February 22nd, 2022

… since the creation of the RRSP in 1957, the age limit of 71 has never been raised… Given the sharp increase in life expectancy, the age limit of 71 years for converting an RRSP into a RRIF needs to be lifted… this type of change would optimize the mechanics of pension plans, and also encourage Canadians to remain in the workforce, which improves health and also helps with Canada’s looming labour shortage.

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