Better for Workers, Better for All? Assessing a Portable Health Benefits Plan in Ontario
Friday, March 3rd, 2023
Millions of workers in Ontario have no access to supplemental health and dental benefits that reimburse most costs for prescription drugs, dental, vision and mental health services… One solution is a portable health benefits (PHB) plan that allows a worker to maintain coverage while moving from job to job… This commentary explores the purpose, structure and feasibility of a portable health and dental benefits plan in Ontario.
Tags: economy, Health, ideology, jurisdiction, participation, pharmaceutical
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Steps to a First Class Canadian Health Information System
Saturday, February 11th, 2023
1st… all parties benefit from better data… 2nd… identify the current data shortcomings… a collaborative task between levels of government… 3rd, the federal government should agree to pay for the incremental costs of the new system… 4th… with StatsCan, CIHI, and others, senior levels of government should establish protocols for the analysis and distribution of the improved health information… [and] 5th, some issues will need Canada-wide policy development
Tags: Health, mental Health, standard of living
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Covid Vaccine Campaigns Saved $Billions In Damages
Thursday, December 15th, 2022
“Overall, our analysis shows vaccines were highly effective at reducing COVID-19 cases, hospitalizations and deaths – estimates suggest 21 percent fewer cases, 37 percent fewer hospitalizations and 34,900 fewer deaths (from January 2021 to May 2022),”
Tags: economy, featured, Health, participation, standard of living
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Let’s Fix Bill C-228 Before It’s Too Late
Monday, December 12th, 2022
Bill C-228 will affect that delicate balance by impeding access to capital in a way that will not foster expansion of cost-efficient plans, like defined benefit plans. It won’t fortify pension security or even maintain current levels of future benefit accrual. This is a terrible bill. It will not strengthen our pension system. It will weaken it.
Tags: ideology, pensions, rights, standard of living
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Ottawa Should Soften Bite Of Benefit Clawbacks For Low-Income Families
Wednesday, November 30th, 2022
… the “participation” tax rate (PTR)… is the cumulative effect of all taxes and loss of fiscal benefits on the entire prospective earnings from work. For a stay-at-home parent, it represents the financial penalty paid out of the total income derived from getting a job… The paper recommends the federal government: Implement “benefit shields”… Allow income averaging… [and] Replace the federal childcare expense tax deduction with a refundable credit
Tags: jurisdiction, participation, poverty, standard of living
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Correcting Course: Employment Insurance Needs a Redesign to Counter Recessions and Achieve Equity
Tuesday, October 11th, 2022
As a primary pillar of Canada’s social safety net, Employment Insurance (EI)… has also gone off track from its original main goal: to provide insurance against unpredictable job losses… The authors make three main policy recommendations: (i) Implement uniform or more universal entrance requirements. (ii) Sharply reduce the number of EI regions. (iii) Improve the responsiveness of the benefit duration formula to labour market downturns and recoveries.
Tags: economy, ideology, jurisdiction, standard of living
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EI Needs A Redesign To Be Recession-Ready
Thursday, October 6th, 2022
… Gray and Busby… propose implementing uniform or more universal entrance requirements across Canada… variations in the length of benefit entitlement periods would be driven by changes in unemployment rates instead of levels in given regions… [and that] the number of regions be sharply reduced… these changes may require a small increase to EI premiums.
Tags: economy, ideology, jurisdiction, standard of living
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Canada Underinvests In Community Care
Tuesday, May 24th, 2022
Canada’s per capita spending on homecare and other outpatient and day program services falls below the international average. In general, countries that direct higher proportions of health spending to seniors care than Canada also spend more per capita on home care, outpatient care and day programs for seniors.
Tags: disabilities, economy, ideology, Seniors, standard of living
Posted in Child & Family Policy Context | No Comments »
Looming Healthcare Costs Threaten Tax Hikes Unless Focus Shifts to a New Approach
Thursday, March 31st, 2022
… focusing on alternatives to institutional long-term care such as improvements to homecare and community-living supports can help reduce costs (in addition to benefiting seniors). Improving Canadians’ overall health and controlling cost pressures will require substantial reform, with a renewed focus on good health promotion in lieu of the historic overemphasis on treating illness.
Tags: budget, economy, Health, mental Health
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Why Not 75 Years Old?
Tuesday, February 22nd, 2022
… since the creation of the RRSP in 1957, the age limit of 71 has never been raised… Given the sharp increase in life expectancy, the age limit of 71 years for converting an RRSP into a RRIF needs to be lifted… this type of change would optimize the mechanics of pension plans, and also encourage Canadians to remain in the workforce, which improves health and also helps with Canada’s looming labour shortage.
Tags: budget, economy, participation, pensions, tax
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