Posts Tagged ‘pensions’

« Older Entries | Newer Entries »

Reforming Retirement (2): Getting Ottawa’s mitts off your RRIF

Saturday, March 7th, 2015

Seniors were ordered to annually withdraw – and face income tax on – a set percentage of their RRIF savings, starting at age 71. What’s more, the federal government decreed that the older you got, the more of your retirement savings would have to be withdrawn, and the more of it would be subject to tax… The policy undermines the financial health and retirement plans of millions of seniors – while doing nothing for Ottawa’s long-term fiscal health. It simply pulls future tax revenues into the present.

Tags: , , ,
Posted in Social Security Debates | No Comments »


Reforming Retirement (1): How the TFSA turned into Godzilla

Saturday, March 7th, 2015

The reports… agree that the relatively new and still tiny TFSA program is growing like compound interest… it won’t be long before it is taking a huge bite out of federal and provincial government revenues…. Starting in less than a decade, the average lower- and middle-income Canadian will, over the course of their retirement, collect less OAS – but a good number of upper-income Canadians, thanks to their TFSA, may get more from OAS, even as they pay less tax on their other income.

Tags: , , ,
Posted in Social Security Debates | No Comments »


Canada failing on palliative care

Thursday, February 19th, 2015

We are about to become a country that extends patients the right to a hastened death, but offers no legislative guarantees or assurances that they will be well looked after until they die. As Canada deliberates its response to the court’s decision, federal and provincial governments will need to make substantive investments in hospice and palliative care in order to offer patients and families choices that are equitable, compassionate and real.

Tags: , , , , ,
Posted in Child & Family Debates | No Comments »


Ontario’s really bad pension scheme

Friday, February 13th, 2015

Governments do have a role in supporting our seniors. Poverty among single seniors is extraordinarily high at 20%. Long-term care will be a serious issue in the future for many seniors living longer periods with ill health. The ORPP is an expensive and poorly targeted approach to support seniors. The Government should focus with more precision to help the most vulnerable.

Tags: , , , , ,
Posted in Social Security Debates | No Comments »


Gov’t spending should be fair to all age groups

Friday, February 13th, 2015

Retirees now report the lowest rates of low-income status of any age group, while more than a quarter of Canadian children start kindergarten vulnerable in ways that make them more likely to fail in school, commit crimes, and fall ill. Canadians in their 40s and younger also inherit larger government and environmental debts than their parents did a generation ago. Such evidence suggests that younger generations need to become a greater priority for policy adaptation by our governments.

Tags: , , , , , , ,
Posted in Equality Debates | No Comments »


How Harper created a more conservative Canada

Tuesday, February 10th, 2015

Nine years after Stephen Harper was sworn in as prime minister, we are a more conservative land… Absolutely not, you say? Then would you support increasing the GST by two percentage points? Do you want to relax parole eligibility for sex offenders? Would you get behind some big new national program, even if it infuriated Quebec and Alberta? … If a ship filled with refugee claimants appears, should we just let them in? And how do you think your neighbours would answer these questions?

Tags: , , , , , , , , , , , , , , , ,
Posted in Governance History | 1 Comment »


Meet the man injured Ontario workers ‘love to hate’

Sunday, February 1st, 2015

… “tailor-made” programs with flexible recuperation deadlines… if you don’t get a worker back within 90 days of their injury, the chances that they ever go back to work drop by 50 per cent… the WSIB hired 300 additional staff to help those injured “negotiate” their way back… The unfunded liability has been shrunk from a high of $14.2 billion to just over $9 billion in five years, the number of workers not back to work after a year has dropped by more than half and lost time claims have dropped by 17 per cent

Tags: , , , ,
Posted in Delivery System | No Comments »


A Canadian City Once Eliminated Poverty And Nearly Everyone Forgot About It

Wednesday, December 24th, 2014

ideologically, the present government would eye the notion that this is some ‘kooky left-wing scheme’ without addressing the fact that really strong social and economic conservatives like Milton Friedman argued in favour of a negative income tax,”… In Canada, the idea of an universal basic income was first presented at a Progressive Conservative policy convention in October of 1969. Then-leader Robert Stanfield argued the idea would consolidate overlapping security programs and reduce bureaucracy… “One begins to sense, not that the ice is breaking, but the currents underneath the ice are beginning to move more quickly,”

Tags: , , , , , , ,
Posted in Social Security Debates | No Comments »


Be careful what you wish for on doctors’ billings

Tuesday, December 16th, 2014

… go ahead and make our OHIP billings public… it’s only fair that doctors get to reveal what they take home after covering office expenses, staff salaries and benefits, and medical supplies. as a family doctor, my take-home pay is slightly more than that of your typical school teacher . . . but without the perks, the pension and the summers off. Oh, and by the way, no Freedom 55 either. And don’t even get me started on what hospital administrators and politicians are paid.

Tags: , , , ,
Posted in Health Delivery System | No Comments »


Prepare for the Coming Crush of Long-Term Care Patients

Wednesday, September 17th, 2014

A multi-pronged solution to better target means-tested public subsidies and allow growth of private insurance and savings should be pursued, according to the authors. Policymakers could do so in a manner that assures LTC access for those who need it but can’t afford it. And because many Canadians today believe, somewhat falsely, that governments will pay for their future LTC costs, reforms must encourage individuals to take on greater responsibility to pay for their own future LTC.

Tags: , , , , , , , ,
Posted in Health Policy Context | No Comments »


« Older Entries | Newer Entries »